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What is a commercial Loan?
A commercial loan is a debt-based funding arrangement between a business and a financial institution, typically used to fund major capital expenditures and or cover operational costs that the company may otherwise be unable to afford. Commercial loans must be secured.
What is a business loan?
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Business loans can be both secured and unsecured.
What can Business & commercial loans be used for?
There are several things that a business or commercial loan can be used for including but not limited to; purchase or property, purchase of equipment, business expansions, purchasing a business, starting up a business.